Apply for a Federal Direct Loan

New Loan Borrower: Attend a Student Loan Workshop

Student Loan Workshops provide you with a detailed explanation of the borrowing process from determining your borrowing needs to repayment options. Specific topics include: types of Federal Direct Loans, borrowing limits, Department of Education expectations, available repayment options and your rights and responsibilities as a borrower.  You'll learn the type and amount of loan you're eligible for, and be given the opportunity to make adjustments based on your needs.

Repeat Borrower: Complete Financial Awareness Counseling

Financial Awareness Counseling provides tools and information to help you understand your financial aid and help you manage your finances. 

Note: Completing Entrance Counseling and the Direct Loan Master Promissory Note is not a commitment to borrow funds for your education. If, after attending loan counseling, you determine a federal student loan is not a good option for you, you may choose not to pursue federal loan funds.

If you're a New Federal Direct Loan Borrower, you must complete these steps prior to registering for the Student Loan Workshop.

You're a new borrower at MCC if you have never borrowed a loan or have only borrowed at another school.

  1. Complete and submit the Free Application for Federal Student Aid (FAFSA).
  2. Complete the Financial Aid Process – review your progress on your myMCC Financial Aid Self-Service page
  3. Complete Entrance Loan Counseling and Direct Loan Master Promissory Note (MPN).
    • Go to
    • In the Manage My Direct Loan box, create a login using your FSA ID.
    • Select Complete Entrance Counseling. Complete required steps through confirmation.
    • Select Complete Master Promissory Note. Complete required steps through confirmation.
    • Confirmation of completion will be sent to the school within 24 hours.
  4. Complete and print this Loan Request Worksheet.
    • Bring the completed Loan Request Worksheet to the Student Loan Workshop.
  5. Be enrolled in a financial aid-eligible academic program.  Eligible programs consist of a degree or certificate of 16 credit hours or more.
    • To view your current active academic program(s), go to myMCC > select Self-Service > select Student Planning
  6. Be enrolled in at least six credit hours that are required to complete your eligible academic program.

Register for your New Borrower workshop »